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CSI Canadian Securities Course Exam2 Sample Questions (Q129-Q134):
NEW QUESTION # 129
What does a fundamental analyst believe that is contrary to the beliefs of a technical analyst?
- A. The profitability of the issuer is paramount.
- B. History repeats itself.
- C. Fiscal policy, monetary policy and inflation may be analyzed.
- D. The movements in price movements must be studied.
Answer: A
NEW QUESTION # 130
Which type of commodity ETF is most suitable for an investor seeking to gain exposure to the spot price of a commodity?
- A. Swap-based
- B. Physical-based
- C. Futures-based.
- D. Equity-based
Answer: B
Explanation:
Commodity Exchange-Traded Funds (ETFs) provide investors with exposure to commodities such as gold, oil, and agricultural products. The most suitable type of commodity ETF for gaining exposure to the spot price of a commodity is the Physical-based ETF because it involves direct ownership or storage of the commodity. For instance, gold ETFs backed by physical gold store bullion in vaults.
1. Physical-based ETFs
These ETFs hold the actual commodity in physical form, which ensures a close tracking of the spot price.
Physical gold ETFs, for example, store gold bars and adjust the NAV (Net Asset Value) based on the current spot price. This eliminates discrepancies caused by futures contracts or swaps, making them ideal for tracking spot prices.
2. Swap-based ETFs
These rely on derivative agreements (swaps) to replicate the price movements of a commodity. While cost- effective, they do not hold the actual commodity, and their performance may slightly deviate from the spot price due to tracking errors or counterparty risks.
3. Futures-based ETFs
These use futures contracts to gain exposure. However, futures contracts come with complexities such as contango and backwardation, which can cause performance differences from the spot price over time.
4. Equity-based ETFs
These invest in shares of companies involved in the commodity sector (e.g., mining or energy companies).
Their performance is influenced by company-specific factors and broader equity market trends, making them unsuitable for tracking spot prices.
References from CSC Study Documents:
* Exchange-Traded Funds, Chapter 19, Volume 2: Discusses the characteristics and structure of ETFs, including commodity-based ETFs and their classification.
* Risks related to tracking error and direct ownership of assets are highlighted under ETF types in Section 19.
NEW QUESTION # 131
What is an example of a common feature of robo-advisor services?
- A. The portfolios are rarely rebalanced
- B. The service is exclusively provided to intermediaries such as advisors and employers
- C. Portfolios are built primarily with individual stocks and bonds.
- D. A telephone call with an advisor verifies that the computer-generated portfolio is suitable for the client.
Answer: D
Explanation:
Manyrobo-advisorsoffer a hybrid model where an automated portfolio recommendation is supplemented by human oversight. A telephone call with an advisor ensures the portfolio generated by the algorithm aligns with the client's risk tolerance and investment objectives. This step helps meet regulatory suitability requirements.
* A. The service is exclusively provided to intermediaries such as advisors and employers: Robo-advisors are directly available to retail clients and are not exclusive to intermediaries.
* B. The portfolios are rarely rebalanced: Robo-advisors typically offer frequent or automatic rebalancing to maintain target asset allocations.
* C. Portfolios are built primarily with individual stocks and bonds: Robo-advisors predominantly use ETFs for diversification and cost-efficiency, not individual securities.
NEW QUESTION # 132
Which ratio, when showing a decreasing trend, suggests declining operating efficiency?
- A. Debt/equity
- B. Return on common equity
- C. Dividend payout
- D. Price-earnings
Answer: B
NEW QUESTION # 133
How are investment dealers unique participants in the institutional market?
- A. They manage a firm's financial assets in support of a company's business activities.
- B. They act on both they buy side and sell side.
- C. They manage pools of assets on behalf of beneficiaries.
- D. They produce research reports.
Answer: B
Explanation:
Investment dealers play a unique role in the institutional market due to their dual capability of operating on both the buy side and the sell side:
* The Buy SideInvestment dealers assist institutional investors like pension funds, mutual funds, and hedge funds in acquiring securities to meet their investment objectives. These clients aim to optimize returns on their invested assets, and the dealers provide them with access to securities markets, investment advice, and execution services.
* The Sell SideOn the sell side, investment dealers facilitate the issuance of new securities. They underwrite and distribute these securities, providing liquidity to the market. They also produce research reports and provide trade execution services to institutional and retail clients. This dual operation is critical for maintaining market efficiency and ensuring the smooth functioning of capital markets.
This dual-role capacity makes investment dealers pivotal in bridging gaps between the needs of securities issuers and institutional investors. They enhance market liquidity, efficiency, and transparency through their intermediary functions.
References:
Canadian Securities Course, Volume 1, Chapter 1: The Investment Dealer's Role as a Financial Intermediary Canadian Securities Course, Volume 2, Chapter 27: Working with the Institutional Client.
NEW QUESTION # 134
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